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Many people who purchase a house have great stories to tell about their experiences with sellers. However, there are those few who have reported fraud and crooked scams.

Recognizing Scams

Many fraud or scams involve the following:

• Proposed transaction involves the prospective buyer making a large down payment or deposit directly to the sales "agent"
• Proposed sales agent claims that they can approve your home loan if you put down a large deposit
• Proposed transaction involves fraudulent advertising

Types of Scams

1. Manufactured Homes and Deposits
   Potential buyers respond to an advertisement offering a manufactured home for sale. Seller claims to work for a mortgage company or bank and can approve a home loan for you with little or no problems. The seller then asks the buyer to put down a large down payment. Once the payment is made, the seller runs off never to be seen again.
2. Mortgage Payments
   Potential buyers respond to an advertisement to buy a house. A sales representative contacts you and gets a large deposit and approves you for a loan. You move into your new house and begin making payments to the sales representative who has not been forwarding your payments to the mortgage company or bank. Instead, the sales representative keeps the money, and the real mortgage company calls to inform you that you are in arrears in your mortgage payments.

If you believe you are a victim of this fraud, call your state's attorney general's office of consumer protection.

You have rights as a homeowner to do what it takes to keep the home you felt you legitimately purchased.

There are many forms of fraud going on nowadays. It is up to you to educate yourself on what is or is not legitimate. Hopefully, our advice will minimize your chances of becoming a victim of the crime of theft by deception.

Fabiola Castillo is an online marketer for the website NinjaCOPS SuperStore. This virtual store specializes in personal defense products where you can buy the best pepper spray, kubatons keychains, hidden video spy surveillance cameras, nunchaku training videos, civilian Tasers, expandable steel batons, and many other home security products.

Where can i get a security camera system thats not expensive but effective?

i want to install security cameras around my house does anyone know a good system that has a minimum of 4 cameras and is effective especially in bad weather.

Its going to be hard to find an effective security camera system that's not expensive. However, you can find one that is affordable and inexpensive for a camera system. I've included a link to a store I've used in the past. They'll help you determine what cameras you need and they do have a low price guarantee, so they're probably worth looking into. Good luck.

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